Investment Calculator
Project investment growth with recurring contributions.
Estimated investment value
$47,526.55
- Total contributions
- $34,000.00
- Estimated growth
- $13,526.55
Balance growth
Contributions vs growth
| Year | Balance | Contributions |
|---|---|---|
| 0 | $10,000.00 | $10,000.00 |
| 1 | $12,967.39 | $12,400.00 |
| 2 | $16,086.60 | $14,800.00 |
| 3 | $19,365.39 | $17,200.00 |
| 4 | $22,811.93 | $19,600.00 |
| 5 | $26,434.80 | $22,000.00 |
| 6 | $30,243.03 | $24,400.00 |
| 7 | $34,246.09 | $26,800.00 |
| 8 | $38,453.96 | $29,200.00 |
| 9 | $42,877.11 | $31,600.00 |
| 10 | $47,526.55 | $34,000.00 |
Results are estimates for informational purposes only and are not financial advice.
What if you contributed more?
Compare your current contribution with a different amount. Estimates only, not financial advice.
| Measure | Original | New | Difference | % difference |
|---|---|---|---|---|
| Ending balance | $47,526.55 | $78,583.01 | +$31,056.46 | +65.35% |
| Total contributions | $34,000.00 | $58,000.00 | +$24,000.00 | +70.59% |
| Estimated growth | $13,526.55 | $20,583.01 | +$7,056.46 | +52.17% |
Compare two investment plans
Two sets of assumptions, side by side.
Plan A
Plan B
| Measure | Plan A | Plan B | Difference |
|---|---|---|---|
| Ending balance | $47,526.55 | $47,526.55 | $0.00 |
| Total contributions | $34,000.00 | $34,000.00 | $0.00 |
| Estimated growth | $13,526.55 | $13,526.55 | $0.00 |
Plan A and Plan B look the same on ending balance.
What this calculator does
Compare contributions and estimated compound growth across time and frequencies.
Inputs and what they mean
- Initial investment
- — number value.
- Recurring contribution
- — number value.
- Contribution frequency
- — choice value.
- Estimated annual return
- — number value.
- Duration
- — number value.
- Compound frequency
- — choice value.
How to use it
- Enter the values for your estimate.
- Adjust the rate, duration, and optional scenario inputs.
- Review the totals, comparison, chart, and schedule where available.
Formula
Each period, the current balance earns rate ÷ compounding periods, then the recurring contribution is added at the end of that period.
Worked example
Ten-year growth estimate
Start with $10,000 and add $200 monthly at an estimated 5% annual rate.
Reading the result
The headline figure is the main answer. Any breakdown underneath shows the parts that make it up, so you can check the working and see what changes when you adjust an input.
Limitations and assumptions
Results are estimates for informational purposes only and are not financial advice.
Common questions
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